Welcome to iRefi
Kiwis have trusted iRefi to review their mortgages.
Average savings for clients
Five-star ratings on facebook
Our proud partners
A huge variety of banks and non-bank lenders choose to and love working with us, these relationships ensure you get matched with the ideal mortgage and loan products for your property goals.
First Mortgage Trust
Resimac Home Loans
Merchant Banking Group
What Our Clients Are Saying
Get mortgage free faster
To grow your wealth and leave a lasting legacy
NEW ZEALAND’S LOWEST RATES 9 times out of 10 we get the best rates, otherwise we’ll at least be able to match your offer. We get the best rates due to volume and relationships.Learn More
INTERACTIVE TOOLS & CALCULATORS Find out how much you can borrow, how much you could be saving, and what your properties are worth.Learn More
FREE EXPERT ADVICE Access New Zealand’s top performing Registered Financial Advisers for free. They are earning a salary, and are laser focused on your results.Learn More
ONLINE EDUCATION Over 30 articles covering mortgages, property investment, and home buying, free for you.Learn More
NZ’s industry leading mortgage application process
Get answers in less than 15-minutes
At iRefi we’re serious about making it easy to for you get the right mortgage, first time. Our online mortgage application is accepted by all the main banks in New Zealand. You’ll also be rewarded for your efforts, with free electronic valuations on your properties, and access to an instant review of your financial situation.
How do you know you’re getting the best deal?
Get the lowest rates on your mortgage
Getting you the best rates is our number one priority. Banks offer our clients lower rates than they advertise because of the volume of business we send, and the quality of our applications. Have a staff discount or existing offer? We’ll tell you up-front if we can beat it. 9 times out of 10 we can.